Fernandina Realtor Services

Real Estate Brokerage · Fernandina Beach, Florida

3:47 AM in Fernandina Beach Directions

Here is what working with Amelia Island Real Estate John and Michele Holbrook in Fernandina Beach typically covers, from the first consultation to closing day. Services and terms vary, so confirm the details in your written agreement.

Buying a home

Buyer strategy session

Clarifies budget, loan pre-approval status and the representation agreement now required in Florida.

Home search and private showings

Tours of homes for sale in and around Fernandina Beach, including new listings as they hit the market.

Offer strategy and negotiation

Comparable sales, offer terms, contingencies and inspection negotiations.

Contract-to-close management

Tracking deadlines for inspection, appraisal and financing until the keys change hands.

Selling a home

Pricing analysis (CMA)

A comparative market analysis based on recent sales near your Fernandina Beach home.

Pre-listing checklist

Which repairs are worth doing, decluttering and photo-day preparation.

Marketing the listing

MLS exposure, online listing portals, signage and open houses where they make sense.

Offer review and negotiation

Comparing offers on price, terms and financing strength, then negotiating to a signed contract.

How a typical transaction works

ConsultA first conversation about goals, budget and timing — and a written agreement that spells out services and compensation.
PrepareBuyers get pre-approved; sellers review a pricing analysis and prepare the home for photos.
Market & tourListings go live on the MLS; buyers tour homes and compare recent sales.
NegotiateOffers, counteroffers, inspection requests and appraisal issues are worked through.
CloseFinal walk-through and signing with the title or escrow company under Florida rules.

Typical costs on a Fernandina Beach home

Illustrative figures for a home at the local typical value of $610,615. Real numbers depend on your agreement, lender and title company.

Item	Rate	On $611K
Listing-side commission (negotiable)	2.5–3%	$15,265–$18,318
Buyer-side compensation (negotiable)	2–3%	$12,212–$18,318
Buyer closing costs (lender, title, escrow)	2–5%	$12,212–$30,531
Home inspection	flat	$350–$600

Every percentage above is negotiable and is set in the written agreement. Typical value from the Zillow Home Value Index (August 2026).

Areas around Fernandina Beach

St. Marys, GA6.5 mi · $310K Kingsland, GA16 mi · $297K Jacksonville, FL26 mi · $285K Ponte Vedra Beach, FL30 mi · $822K Brunswick, GA33 mi · $255K Saint Simons Island, GA34 mi · $677K Orange Park, FL38 mi · $311K St. Johns, FL41 mi

Questions about these services

How are real estate agents paid in Florida?

Compensation is negotiable and set out in writing. Sellers sign a listing agreement; since August 2024 buyers sign a written buyer agreement before touring homes with an agent, stating what the agent will be paid and by whom.

Does Amelia Island Real Estate John and Michele Holbrook work with both buyers and sellers?

Most agents and brokerages represent both, but not in the same transaction without written consent. Ask how Amelia Island Real Estate John and Michele Holbrook handles dual agency or designated agency under Florida law.

What should I prepare before the first meeting?

Buyers: a mortgage pre-approval, a target budget and a list of must-haves. Sellers: your mortgage payoff estimate, a list of upgrades with dates, and any HOA or survey documents.